Terms & Conditions

Welcome to Medi Prime Insurance (“Medi Prime Insurance,” “we,” “our,” or “us”). By accessing or using this website, you acknowledge that you have read, understood, and agree to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using this website.

1. Website Use

This website is provided for informational and educational purposes only. By using this website, you agree to comply with all applicable federal, state, and local laws and to use the website responsibly.

You agree not to:

• Use this website for any unlawful, fraudulent, or unauthorized purpose.
• Attempt to gain unauthorized access to any part of the website, servers, databases, or related systems.
• Copy, reproduce, modify, distribute, publish, or commercially use any website content without prior written permission from Medi Prime Insurance.

2. No Insurance Contract

The information provided on this website does not create an insurance policy, insurance binder, contractual agreement, or guarantee of coverage. Insurance coverage is available only after approval by the applicable insurance carrier, completion of any required underwriting, and issuance of an official insurance policy.

3. Independent Insurance Agency

Medi Prime Insurance operates as an independent insurance agency. We work with multiple insurance carriers to help clients explore coverage options, but we do not issue insurance policies, perform underwriting, or make claims decisions. All underwriting approvals, policy issuance, coverage determinations, and claims payments are made solely by the issuing insurance carrier.

4. Accuracy of Information

We make every reasonable effort to ensure the information on this website is accurate and up to date. However, Medi Prime Insurance does not guarantee the completeness, accuracy, or reliability of any content. Insurance products, premiums, eligibility requirements, coverage features, and policy availability may change without prior notice.

5. Intellectual Property

All content displayed on this website—including text, graphics, logos, images, icons, branding, layouts, design elements, and other materials—is the property of Medi Prime Insurance unless otherwise stated. Unauthorized copying, reproduction, distribution, modification, or commercial use of any website content is strictly prohibited without prior written permission.

6. Limitation of Liability

Medi Prime Insurance shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from the use of, reliance upon, or inability to use this website or any information contained herein.

7. Third-Party Websites

This website may contain links to third-party websites for your convenience or additional information. Medi Prime Insurance does not control, endorse, or assume responsibility for the content, privacy practices, security, or availability of any third-party websites.

8. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the United States and the applicable laws of the state in which services are provided, without regard to conflict of law principles.

9. Changes to These Terms

Medi Prime Insurance reserves the right to update or modify these Terms & Conditions at any time without prior notice. Any revisions will become effective immediately upon publication on this website. Continued use of the website after changes have been posted constitutes your acceptance of the updated Terms & Conditions.